^*The above are variable rate accounts and the interest rate may change after account opening. Fees may reduce earnings on account. Interest accrues on balances over $1.00 and is credited monthly. Minimum balance to open any Money Market account is $1,000, minimum balance to open any Checking account is $100, all remaining accounts minimum balance to open account is $1.00.

^*Based on Fed Fund rates on the last business day of the previous month, the Flex Account rate will be adjusted monthly on the first calendar day of every month.

Early withdrawal penalty may apply. We will notify you when your certificate is about to mature. You will have seven days to adjust the term, complete a withdrawal, or close the account without penalty. Certificates will automatically renew at the same term and current interest rate if you do not make any changes. Minimum balance to open any certificate is $1,000. Interest accrues on balances over $1.00.